We want to make sure you always know what you're paying for
Apart from providing you with the best rate, we uphold transparency in our fees and charges so you know what you’re paying for.
Important update: In accordance with the Budget 2024 announcement, please be informed that senangPay’s Sales & Service Tax (SST) rate under the Service Tax Act 2018 will be revised from 6% to 8% and is applicable to all of senangPay's taxable services, effective 1st March 2024.
Transaction rate
The transaction rate is the rate automatically deducted by and payable to senangPay and the payment providers as part of the payment processing service. Transaction rates vary by type of payment and packages as of below. A minimum charge of RM0.65 or as stated below (whichever is higher) is applicable to all Credit Card, Debit Card, and e-Wallet Payments. A minimum charge of RM1.00 or as stated below (whichever is higher) is applicable to all FPX Payments. To learn more details regarding our transaction charges, head to senangGuide.
Online transaction
Card terminal transaction
GrabPay & PayLater by Grab payment option is subject to merchant's application and provider's approval. Merchants are required to submit for application to enable GrabPay payment option by emailing our support at [email protected]
BNPL payment option is subject to provider's approval. To view list of prohibited business for BNPL, visit our guide. Current merchant are required to submit for application to enable BNPL payment option by emailing our support at [email protected]
senangPay Packages
For merchants with SSM registration
Payment solutions and packages tailored for online businesses:
Starter
Perfect for startups seeking for a hassle-free payment setup. Our Starter payment solution caters businesses of all type and scales, providing an instant availability to get you up and running in no time.
Advance
Ideal for those with online stores and a strong social media presence. Our Advance payment solution enhances the checkout experience, ensuring a seamless shopping journey for your customers.
Special
Smoother checkout experience and higher transaction volumes, our Special payment solution provides you with the lowest transaction rates to increase your savings and earnings, without cutting corners.
Payment solutions and packages tailored for retail businesses:
senangTerminal
Crafted for brick-and-mortar businesses, our payment terminal solution enhances the checkout experience for your customers. Accepting sought-after payment methods such as cards, e-wallets and BNPL, we ensure a seamless shopping journey for your customers in your physical store.
Advance Plus
Our Advance Plus payment solutions designed for retailers running on both offline and online store, enabling you to accept payment with in-store card terminal and online payment gateway.
Starter | Advance | Advance+ | senang Terminal | Special | |
---|---|---|---|---|---|
Payment Options | |||||
e-Wallet Payment | |||||
FPX interbank transfer | |||||
Credit/Debit Card Payment | |||||
Card Terminal | |||||
Recurring Payment | |||||
Split Settlement | |||||
Lower Transaction Rate | |||||
Payment Form Features | |||||
Universal Payment Form | |||||
Unique Payment Form | |||||
Product Collection Form | |||||
Unlimited Product | |||||
Delivery Setting | |||||
Advance Delivery Setting | |||||
Additional Custom Field | |||||
Discount / Promo Code | |||||
Language Setting | |||||
Easy URL | |||||
Order Update | |||||
Integration & API | |||||
Shopping Cart Integration | |||||
Web API Integration (without Tokenization) | |||||
Mobile API Integration (without Tokenization) | |||||
Web API integration (with Tokenization) | |||||
Mobile API integration (with Tokenization) |
FAQ
Most frequent questions and answers
Yes, senangPay offers non-web-based payment solutions. Through our payment forms, you can seamlessly create quotations and invoices and send them to your customers to make payments via the embedded payment link.
Unfortunately, the refund policy is not practiced or implemented for any subscriptions to senangPay packages.
All fees paid herein shall be fully earned by senangPay and are non-refundable for any reason whatsoever. In the event that your application is rejected by the bank or payment providers for cards and Buy Now Pay Later payment options, senangPay reserves the right to decide on the refund of the partial amount. For further information, please visit our senangGuide.
- Yes, you may upgrade your package at any time or add the add-on features to accommodate the growth of your business needs. (options for CTA sentence, whichever is appropriate: (I) A dedicated account manager will be assigned to you later to assist you with this matter. | (II) You may contact us at [email protected] if you are looking to upgrade your current package.)